The Learn to Swim (LTS) program was developed for those USA Swimming coaches/instructors that wish to conduct swim training and education programs for non-USA Swimming members. It is important that Learn to Swim coaches/ instructors must be USA certified or Life Guard certified for coverage eligibility.
How do I apply?
Apply Online
and save time!
You can also print out the application form (pdf)
Questions Every Organization Should Consider
Do you own your own property or building? Or have you remodeled a facility that you lease? Owned property and tenant improvements are not covered under the general liability policy.
Do you manage the pool and/ or facility where you operate? Did you know it isn't covered under general liability insurance?
Do you need coverage for your swim school activities separate from your lesson program?
Do you have coverage for the officers of your organization? Do you have coverage for employment related situations?
RMS Can Help
Make sure you check out the optional coverage available to Association Members.
Optional Insurance Coverage
- Excess Liability
- Pool Premises Liability
- Small Slide Liability
- Property
- Pool Management Insurance
- Application (apply online)
Blank Forms
- Waiver/ Release Form
- Report of Occurrence
- Participant Audit Form
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**The following information is a brief description of the policy attributes. For more detailed policy information please contact a RMS customer service representative.**
The program offers ...
- General Liability
- Excess Accident - Medical/ Dental
- Pool Premises Liability (Optional)
- Small Slide Liability (Optional)
- Superior customer service
- Experienced personnel who understand your specific insurance needs
- Responsive claims service
General Liability - Limits of Insurance
$3,000,000.00 General Aggregate (Other than Products/ Completed Operations)
$1,000,000.00 Products/ Completed Operations
$1,000,000.00 Personal & Advertising Injury
$2,000,000.00 Each Occurrence
$1,000,000.00 Auto Hired & Non Owned Liability
$ 100,000.00 Fire Legal Liability
Descriptions of Coverage
- Coverage is provided for claims of negligence against the insured(s) by participants or any other person for Bodily Injury or Property Damage resulting from insured activities.
- Limited Coverage is included for Contractual Liability for claims arising from a written contract relating to insured activities.
Secondary Accident/ Medical Insurance (Participants Only)
$25,000.00 Excess Medical Coverage
$25,000.00 Dental, maximum per claim
$ 5,000.00 Accidental Death & Dismemberment
- Coverage reimburses co-pays or deductibles not paid by primary health insurance provider.
Insured Activities
- Non USA Swimming Lesson programs while under the direct supervision of a USA Swimming Member coach.
- Fund Raising and Social Activities related to Swim Lesson Programs (i.e. Picinics, Award Banquets, etc.)
**Coverage does not include the Management of Pool Facilities.**
Do you have a question?
Please see our FAQ area.
You can also contact RMS:
info@theriskpeople.com
(602) 840-3234.
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